When you don't have a lot of cash to spend on clothes, its important to buy things that you'll get a lot of wear out of. Hardworking clothes is what you'll need. The basics are just that--basic, and therefore sometimes a little boring, they're the bones of a good wardrobe.
Here's what I consider a necessity:
1. a good neutral colored cardigan
I go with black because it blends with the color palette of my wardrobe better than brown or white. I'm not a fan of plain white cardigans in the first place--they're sort of little girl looking to me, usually--but I love a good charcoal gray or pewter colored cardigan. Go with whatever matches your skin tone best, since this item is for mixing with a lot of different things. I wear mine over tanks, short sleeved tops, and dresses. They're great for the office, since offices are always cold in the summer, for whatever reason (air conditioner tyrants!).
2. a comfortable neutral colored flat
Flats can be dresses up or down, and I like to have them in a variety of colors (currently: silver, pink, maroon, red, tan, and black), but if you're only going to buy One pair, try to buy one that, again, matches your wardrobe pallete best. My maroon flats were my "neutral" flats (a dark maroon nearly goes with anything) for a while, but now I have a pair of tan and a pair of black.
3. neutral undershirts
If you work in a conservative office like me (a seminary, doesn't get more conservative than that!), a good camisole or undershirt will make your v-neck tops more work appropriate. Since these are usually cheap, I'd recommend buying at least three--white, black, and gray for me, since those match most of my clothes. They not only give a bit more modesty, they also add dimension to your outfit, which is always good.
4. a good casual skirt
I'm one of those people that hate wearing shorts--I think board shorts look funny on me and regular shorts leave me feeling too exposed, so I usually opt for knee-length skirts. While I have many different fun skirts (purple, patterned, etc), my skirt that's as important as my jeans is my A-Line Khaki skirt. sounds boring, I know, but it goes with any weird thing I want to pair with it. Good alternatives for your basic match with anything skirt is a jean skirt or a jersey skirt.
5. a good pair of jeans, duh
If you're American, you own jeans, right? If you're only going to buy one pair of jeans Ever, buy a dark wash, straight leg jean. I like to have several different jeans, and I recommend having at least two different pair--the around the house jean and the going out dark wash sexy jean--but if you can only afford one, try to compromise with a comfy-ish dark wash jean.
6. nice trousers
I love skirts, but in the really cold parts of the winters, even I will resort to wearing trousers. If you work in an office, this really is a necessity. I really like gray, since it goes with lots and isnt' so stark, but dress pants are up to you. If you've only got money for one pair, buy gray, but if you have money for more than one, a black pair and a pair with pattern (tweed, pinstripe, etc) can be interesting.
7. a sexy dress
Dresses are my weakness. I have casual kicking around dresses, I have sunday dresses, I have date night dresses. Every woman needs at least one sexy date night dress. If you want to get one that you can dress up or down, I recommend a jewel towned jersey dress. Pair it with sandels and it can feel more casual, pair it with sexy shoes, a clutch, and nice jewelry and it'll be a little more dressed up.
8. black pumps
Black pumps are like the jeans of shoes, if that makes sense. They're good with jeans, with a skirt or with trousers for work, with your sexy date night dress for a date, there's not much they don't match with. Exciting? not really, but they are versatile. If you're going to buy a second sexy shoe, I'd get something specifcally for date night--a strappy shoe in silver or gold. Metallics can work as neutrals (as long as they're not too over the top), and they'll seem a little more special than black strappy shoes.
9. a winter coat
Unless you live in Florida, this should be on your list. I recommend a classic cut, like the universally flattering Peacoat or a short trench. Black of course will go with anything, but Red or Yellowwould be so much more exciting
10. underthings that fit!
Before you even get started with all these basics, make sure you've got good underwear. A little girl to girl chat here--pencil skirts and most trousers require thongs. Pantylines are never good, they're grandma-ish looking. Plus, its just sexier. Give them a try. Walmart has cotton thongs, 5 for $6. oh and, even more important, wear a good bra. For the longest time I was buying bras with too big of a waistband, and the day I tried one on that was the right fit, it was like a miracle. Suddenly, cleavage was possible! glorious! And don't assume that you are the size you were 5 years ago. Try on a lot when you go shopping, even ask for a fitting if you're not too embarrassed about it. It feels good to wear a bra that fits. And it makes you look thinner. Instant diet! Who wouldn't want that?
So on a desert island, this is what I'd bring with. Except maybe the coat. And the cardigan. Its the desert, right!
Any basics you can't live without?